Create A New Bank Account And Pay Yourself First For Better Savings
The Get Rich Slowly blog has an easy implementation of this in which you create a second bank account -- a savings account -- and transfer all of your money there as soon as you receive your salary. Ideally, maky sure the savings account has a high interest rate. Also, it might be advisable to use a different bank to avoid the temptation of easy access to both your accounts.
On a weekly basis, transfer a certain amount of money from your Savings account to your Current account.
The idea is that once your money is in the savings account, at the end of the month, you don't have to think about what to do with the remnants or wonder why there are so few of them. It's already safe in your savings account, expanding with interest.
The blog also says you can do this on a large scale, where you can put a large part of your annual earnings into the savings account for the first few months, leaving you with a healthy cushion for the rest of the year.
How to save: Putting "pay yourself first" into practice | Get Rich Slowly