Managing your credit may seem like a hassle, but you can distill the most important principals down to a strategy that fits squarely on a Post-It note.
Credit.com does just that, as you can see from the image above or this list below:
Pay your bills on time.
Don't rack up too much credit card debt.
Don't cancel old credit cards unless you need to.
Don't apply for too many credit cards.
Check your credit frequently for mistakes.
Easier said than done? Make sure you pay your bills on time with automatic payments and online banking. Worried about racking up too much debt? Use these tricks to stop yourself from overspending. Not sure where to check your credit report for free? We-and everyone else in the know-likes Annual Credit Report. Of course, you should monitor your credit activity more regularly. Quizzle and ReadyForZero can help you do that monthly for a small fee.