You Can Find Your Social Security Earnings OnlinePersonal Finance

You Can Find Your Social Security Earnings Online

Kristin Wong , Gizmodo Media

You've probably heard Social Security is running out, but that may not mean what you think. If Congress does nothing to fix Social Security, the Trust Fund will run dry by 2034, but recipients will still get 75% of their estimated benefits. The Social Security Administration has a website where you can log in and look at your earnings, updated annually.

Many people misunderstand Social Security but that doesn't mean you want to rely on it to fund your retirement. Still, it's worth knowing what your own benefits will be. If you want to learn more about how Social Security works, check out our primer on the topic. You can also sign up for a My Social Security account to look at your own records, though. You'll see how much you've earned over the years, how close you are to being eligible for benefits, and how much you can expect to receive based on your earnings history. It's worth signing up just to check this info for accuracy.

Of course, you'll need to submit personal information to sign up for an account, and as the SSA explains, you'll also notice a soft inquiry on your credit report:

We use the information you give us to verify your identity against our records. We also use an external Identity Services Provider to verify your information against their records. We do not share your Social Security number with them, and they keep your information only for the period of time permitted by federal laws, regulations, or guidelines. We use their fraud prevention services to assist in protecting you from identity theft.

When you make a verification request to establish your account, our Identity Services Provider may use information from your credit report to help verify your identity. As a result, you may see a "soft" inquiry entry on your credit report with the Identity Services Provider, indicating that the Social Security Administration

To sign up for yourself, head to the link below, then check out Bankrate's post to see what else you can do from the SSA website.

My Social Security via Bankrate

Photo by stokpic

Contribute to LifeHacker

Write for Us

Comments ()

X
Sort By:
Be the first one to review.

Suggested for you

  • Give Up Your Morning Coffee For Three Days to Rekindle Your Appreciation For It

    Give Up Your Morning Coffee For Three Days to Rekindle Your Appreciation For It
  • If You Haven't Yet Ordered Valentine's Day Flowers, Now Is the Time

    If You Haven't Yet Ordered Valentine's Day Flowers, Now Is the Time
  • Rice Cooking Showdown: Stovetop vs. a Rice Cooker

    Rice Cooking Showdown: Stovetop vs. a Rice Cooker
  • Three Ways to Make Sure You Pick a Good Tailor

    Three Ways to Make Sure You Pick a Good Tailor
  • The Debts That Don't Go Away When You File for Bankruptcy

    The Debts That Don't Go Away When You File for Bankruptcy
  • How to Squeeze More Battery Out of Your Phone With Android Doze Apps

    How to Squeeze More Battery Out of Your Phone With Android Doze Apps
  • The Government Just Suspended A Move That Would Have Made Mortgages More Affordable

    The Government Just Suspended A Move That Would Have Made Mortgages More Affordable
  • How to Protest Safely and Legally

    How to Protest Safely and Legally
  • Explore the Best Brews of 2016 With This Interactive Periodic Table of Beer

    Explore the Best Brews of 2016 With This Interactive Periodic Table of Beer
  • How to Watch the 2017 Presidential Inauguration Online

    How to Watch the 2017 Presidential Inauguration Online
  • Call and Ask to Have the Interest Rate Reduced On Your Credit Cards

    Call and Ask to Have the Interest Rate Reduced On Your Credit Cards
  • The Throwback Thursday Playlist

    The Throwback Thursday Playlist

Editor's Pick

  • How to Squeeze More Battery Out of Your Phone With Android Doze Apps

    How to Squeeze More Battery Out of Your Phone With Android Doze Apps
  • 10 Fashion Hacks That Will Change Your Life Overnight

    10 Fashion Hacks That Will Change Your Life Overnight
  • Unlock Your iOS 10 Devices without Touch ID or Home Button

    Unlock Your iOS 10 Devices without Touch ID or Home Button

Subscribe to latest stories

Trending on social



Subscribe for latest stories