Find the Best Rewards Credit Card, Based on Your Actual Spending
Let's say you're ready to get into this whole credit card churning thing . Or maybe you just want one card to start earning rewards on your day-to-day purchases. Either way, which card should you start with? And how much can you earn?
Redditor bloogza created a spreadsheet that breaks down the detail of over 40 different popular rewards
To start, you enter your monthly spending in each of the following categories: restaurants, groceries, air travel, other travel, gas, Amazon, miscellaneous expenses. From there, the spreadsheet automatically crunches the numbers (including the fees) and shows you what you'll earn with each card. To make it even easier, /u/bloozga has color-coded the spreadsheet, too-the best cards are highlighted green. Check it out:
As always, do your own independent research (and check to make sure that you do, indeed, qualify for the cards in question) before getting involved with a new credit card, but the spreadsheet is definitely worth playing around with as you assess your options.